Moving Money
at Internet Speed
Infrastructure powering stablecoin payments at scale.
Infrastructure powering stablecoin payments at scale.
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_GLOBAL_TRANSFERS
Direct
Stablecoin Rails
Our infrastructure empowers enterprises to seamlessly convert stablecoins into fiat currencies and vice versa at scale. Whether it's USDC to U.S. Dollars or Euros to USDT, Chain provides fast, direct, and reliable settlement- simplifying cross-border transfers while removing unnecessary complexity.
Lower Fees
Reduce reliance on costly
trading venues
Fewer Dependencies
Streamline operations with direct fiat and crypto rails
Stability & Redundancy
Enterprise-grade reliability for mission-critical payments
Instant Liquidity
Settlements clear in real time, enabling immediate access to funds
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Stablecoin-based financial
services that scale
Chain is stablecoin and fiat currency agnostic so that our customers have access to powerful and flexible tools to meet their enterprise needs.
Settle payments
instantly, across
stablecoins and cash
Chain gives enterprises a unified way to move money in and out of stablecoins and traditional currencies. From minting and redemption to direct bank payouts, our rails make settlement faster, more transparent, and easier to manage at scale.
Learn MoreInstant
settlement
Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.
Clear timelines
Direct issuer and bank integrations provide
dependable conversion windows.
Full visibility
Track every stage of a transaction, from token transfer to final cash delivery.
Seamless
reconciliation
Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.
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Manage and reconcile
funds with confidence
Chain gives enterprises the tools to store, track, and convert value across stablecoins and fiat. Build flexible account structures, automate reconciliation, and maintain full transparency over every transaction.
Built on
Flexible
account setup
Attribute every transfer with unique stablecoin or fiat account references.
Enterprise account
structures
Manage funds in pooled, FBO,
or dedicated enterprise accounts.
Embedded
Wallets
Assign unlimited wallet addresses
across numerous blockchains to accounts.
Immutable
ledger
Every transaction is recorded on a tamper-proof system of record via the Onyx blockchain.
Off-ramp to Visa & Mastercard
Chain enables enterprises to convert stablecoins to fiat and push payouts directly to any Visa or Mastercard globally in real-time. Instant off-ramp rails powered by Chain Direct Infrastructure — no card issuing, no intermediaries, just seamless settlement to existing cards.
Real-time payouts
Push fiat to any Visa or Mastercard globally in seconds via Visa Direct and Mastercard Send.
Multi-stablecoin
Off-ramp from USDC, USDT, and other major stablecoins with automatic conversion to fiat.
Global reach
Deliver payouts to cardholders across 200+ countries and territories worldwide.
Instant settlement
Funds arrive on the recipient's card in real-time, eliminating traditional banking delays.
Direct access to global
banking rails
Chain provides enterprises with direct connectivity to major banking networks, enabling seamless movement between stablecoins and fiat currencies. With support for USD, EUR, and GBP, clients can send and receive payments through the most trusted rails worldwide.
_UNITED_STATES
- ACH
- Fedwire
- FedNow
- RTP
_EUROPE
- SEPA
- Visa
- MasterCard
_UNITED_KINGDOM
- FasterPayments
- Visa
- MasterCard
Direct access to
global banking
Direct access means connecting straight to major banking and card networks such as ACH, Fedwire, FedNow, SEPA, Faster Payments, Visa, and Mastercard, without layered intermediaries. Chain provides access to our partner network of regulatory licenses and our Chain Direct Infrastructure, lifting the heavy compliance and connectivity work so enterprises can move funds between stablecoins and fiat through recognized banking rails — enabling faster settlement, lower costs, and simpler reconciliation at global scale.
Chain provides infrastructure rather than acting as a transaction intermediary. In the Chain for Banks use case, client banks remain at the center of the transaction flow, with no custody of client funds by Chain and settlement occurring directly through the bank. In other use cases, Chain integrates as a non-custodial infrastructure layer within a client’s existing payments or platform stack.
Stablecoins function as a settlement layer that enhances speed and availability without replacing banks. Chain enables enterprises to use stablecoins for instant, cross-border value movement while maintaining bank-based minting, redemption, compliance, and fiat payouts. This allows stablecoins to behave like faster correspondent banking rather than an alternative financial system.
Compliance is embedded directly into Chain’s infrastructure through integrated KYC/KYB, AML, sanctions screening, and transaction monitoring. Smart contract–based workflows and on-chain ledgers automate rule enforcement and maintain immutable audit trails, providing banks and platforms with real-time visibility and compliance controls across payments, cards, securities, RWAs, lending, and crypto operations.
Direct access is designed for banks, payment providers, fintechs, and regulated platforms that need to move money globally with speed and reliability. It enables these institutions to access the same rails used by banks while adding real-time settlement, programmability, and interoperability across fiat and stablecoins—without sacrificing compliance controls or customer ownership.
