Money now moves at internet speed, yet cross-border payments still too often rely on slow settlement cycles, fragmented intermediaries, and limited operating windows. As stablecoins become a mainstream settlement asset, enterprises are demanding infrastructure that reliably, compliantly, and at scale connects on-chain value with real-world banking rails.

Today, we are announcing the launch of Chain’s global infrastructure for stablecoin payments, a unified platform designed to help enterprises move value seamlessly between stablecoins and fiat currencies, settle faster across borders, and operate with full visibility from transfer initiation to final delivery.

A New Standard for Global Money Movement

Chain’s infrastructure is built for modern payment needs, always on settlement, direct connectivity to trusted banking networks, and a developer-friendly orchestration layer that simplifies complex flows. Whether you are converting USDC to US Dollars, paying out Euros from USDT, or building programmable settlement into your product, Chain provides the rails to do it, without unnecessary complexity.

At its core, the platform is designed to remove friction in three areas that consistently slow down global payments:

• Settlement speed, stablecoin transfers confirm in seconds, with fiat payouts cleared the same day

• Operational simplicity, bank-like account, and routing logic without the burden of managing wallets, private keys, or manual processes

• Enterprise control, configurable workflows, transparent transaction tracking, and compliance-ready foundations

Direct Stablecoin Rails, Built for Enterprise Scale

Stablecoins have unlocked a new era of global value transfer, but scaling stablecoin payments requires more than on-chain transactions alone. Enterprises need dependable conversion windows, predictable timelines, and a reliable path to fiat delivery.

Chain’s Direct Stablecoin Rails enable bi-directional movement between stablecoins and traditional currencies with enterprise-grade speed and redundancy. By reducing reliance on costly trading venues and minimizing external dependencies, businesses can simplify treasury operations while improving settlement reliability.

Key benefits include:

• Lower fees, reduced dependence on third-party venues

• Fewer dependencies, direct fiat and crypto rails

• Stability and redundancy, built for mission-critical payments

• Instant liquidity, real-time settlement, and immediate access to funds

Direct Access to Trusted Global Banking Networks

For stablecoin payments to truly function as a global infrastructure, they must seamlessly integrate with the banking system. Chain provides direct connectivity to major banking networks, enabling seamless movement between stablecoins and fiat currencies across key regions.

Supported rails include:

• United States — ACH, Fedwire, FedNow

• Europe — SEPA

• United Kingdom — Faster Payments

• Card networks — Visa, and Mastercard connectivity integrated into the platform experience

This connectivity enables enterprises to design payout and settlement experiences that match user expectations, fast, transparent, and dependable across geographies and payment methods.

Unified Payment Orchestration, One Platform, Many Flows

Global payments are rarely a single step. Real-world flows involve multiple currencies, counterparties, compliance checks, and operational controls. Chain’s orchestration layer brings these pieces together through a unified interface and robust APIs, allowing businesses to build custom payment logic without reinventing backend infrastructure.

With Chain, enterprises can:

• Pay in stablecoins, recipients receive fiat

• Accept fiat, settle in stablecoins

• Route payments automatically, through the fastest available network

• Bypass traditional banking hour constraints, enabled by always-on settlement

Visibility and Reconciliation Built In

Enterprise payments demand more than speed; they demand confidence. Chain provides tools to manage, track, and reconcile funds across stablecoins and fiat currencies with a clear, end-to-end view of each transaction.

Capabilities include:

• Instant settlement tracking, from token transfer to cash delivery

• Clear timelines, direct issuer and bank integrations

• Full visibility, every stage of movement tracked

• Seamless reconciliation, flexible account structures, and automated attribution

Chain also supports flexible enterprise account models, including:

• Pooled accounts

• FBO accounts

• Dedicated enterprise accounts

Along with:

• Embedded wallets, unlimited wallet addresses across numerous blockchains

• Immutable ledgering, every transaction recorded on a tamper-proof system of record

Programmatic Card Issuing, Bridging Digital Assets and Everyday Spend

As stablecoins become a core treasury and settlement tool, businesses increasingly want to extend that value directly into card-based spend experiences. Chain enables enterprises to launch a global card program from stablecoin and fiat balances, with real-time authorization controls and customizable physical and virtual cards.

Card issuing features include:

• Dedicated BIN ranges, compliance, and infrastructure support

• Physical card fulfillment, including premium options

• Virtual cards, compatible with Apple Pay and Google Pay

• Real-time authorizations, powered by robust APIs

• Disputes and chargeback workflows, managed via dashboard or API

• Transparent interchange monitoring, real-time revenue visibility

Built for Compliance, Reliability, and Scale

Chain is designed for high-volume payments and regulated use cases. With built-in transactional compliance and enterprise-grade infrastructure, the platform supports businesses operating across countries, asset types, and payment networks.

For banks and payment providers, Chain’s Sequence offering extends these capabilities through blockchain-enabled workflow automation, programmable operations, and real-time monitoring, while preserving client ownership and transaction visibility. Sequence integrates into existing systems as an infrastructure layer rather than acting as an intermediary or custodian.

Who This Launch Is For

Chain’s global infrastructure is built to support a wide range of enterprise use cases, including:

• Banks, modernizing payments and treasury capabilities

• Payment providers, scaling cross-border transfers and settlement efficiency

• FinTechs, building next-generation wallets, payouts, and programmable finance products

• Crypto platforms, streamlining operational workflows across chains and accounts

• Securities and real-world asset platforms, enabling tokenized settlement and transparent asset movement

• Lending platforms, powering programmable collateral, repayment, and risk workflows

Moving Money at Internet Speed Starts Now

Stablecoins are transforming global payments, but transformation requires infrastructure, direct rails, compliant settlement, real-time visibility, and flexible orchestration. Chain’s launch marks a major step toward a more connected financial system, one where value moves globally with the speed, transparency, and reliability modern enterprises expect.

Ready to build? Open an account, explore the documentation, or contact our team to learn how Chain can power your stablecoin payment flows at scale.

About Chain

Chain is a blockchain infrastructure solution company that has been on a mission to enable a smarter and more connected economy since 2014. Chain offers builders in the Web3 industry services that help streamline the process of developing, and maintaining their blockchain infrastructures. Chain implements a SaaS model for its products that addresses the complexities of overall blockchain management. Chain offers a variety of products such as Ledger, Cloud, and NFTs as a service. Companies who choose to utilize Chain’s services will be able to free up resources for developers and cut costs so that clients can focus on their own products and customer experience. Learn more: https://chain.com.

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